Please note the Department of Consumer protection does not endorse any of the Web sites listed below, nor does the department advocate the accuracy of any of the information these sites contain, approve any of their affiliations or funding sources or endorse any of the opinions expressed on these outside Web sites. If you have a question or comment about any of these sites, contact them directly.

The Federal Reserve
The Federal Reserve has a user-friendly explanation of commonly used credit card terminology and a survey of major credit cards that is updated twice yearly. The survey includes information such as annual fee, annual percentage rate, length of grace period and features such as rebates on purchases, extension of manufacturer’s warranty, purchase protection/security, travel related insurance, travel related discounts and automobile rental insurance.

Consumer Action
Consumer Action, a nonprofit advocacy group, explains how consumer unfriendly practices such as universal default, penalty interest rates, two-cycle billing, balance transfer fees and retroactive interest hikes can work against you. It also has an annual survey of credit cards which highlights the card with the lowest interest rates, lowest annual fees, zero interest balance transfers with no transfer fees, and the most robust reward programs.